Answer a few quick questions — no statements needed — and see how your card processing costs line up against benchmarks for similar businesses, plus where to look closer.
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Independent recommendations, no sales pressure, no obligation. We compare multiple payment solutions based on your business.
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Share a few details about your monthly card sales and business type.
See how your estimated costs compare to benchmarks for businesses like yours.
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Answer a few quick questions — no statements, no account details. We'll show how your card processing costs compare to benchmarks for similar businesses, and where it makes sense to look closer. Takes under a minute.
These are fictional, illustrative scenarios created for education only. They are not real customers, not case studies, and not results anyone should expect.
Mostly in-person card payments, low average transaction value.
With small tickets, the fixed per-transaction fee makes up a large share of the total cost. A café like this would typically look at per-transaction pricing and card-present rates first.
Card-not-present payments only, mid-sized average order.
Online payments generally carry higher benchmark rates than in-person ones because of added risk and fraud tooling. Gateway fees and chargeback handling are common places to look closer.
A smaller number of larger invoices, mixed payment methods.
With higher-value transactions, the percentage rate matters more than the fixed fee. Manual card entry and invoice payments are worth checking, as they are often priced differently.
Illustrative only. No savings, pricing, or outcome is implied or guaranteed.
A plain-English overview of how businesses commonly accept card payments, and why the method you use affects what processing costs look like.
Fixed card machines at a till. Usually processed as card-present, which carries lower benchmark rates than online payments.
Accepting cards on a phone or portable reader. Useful for deliveries, markets and on-site work; pricing models vary widely.
Hosted checkouts and payment gateways for websites. Card-not-present transactions typically cost more and may add gateway fees.
Sending a payment link with an invoice. Convenient for larger jobs, though usually priced as card-not-present.
Tap-to-pay cards, Apple Pay and Google Pay. Generally priced the same as other card-present transactions.
Flat-rate, interchange-plus and tiered pricing all present costs differently. Knowing which one you are on makes fees easier to compare.
General information only. Availability, features and pricing differ between providers.